Paying for Rehab With Insurance

Rehab at Pinnacle Health is covered by insurance. Depending on the details of your plan, your insurance may cover some or all of your care. Both private and public health insurance plans provide coverage for addiction treatment, including inpatient and outpatient rehab.

Call today to verify your insurance with one of our admissions coordinators.

Private Health Insurance

Private health insurance plans are funded through employers or purchased directly by individuals from health insurance providers.

Public Health Insurance

Public health insurance plans are those that are funded by federal, state, or local governments, such as Medicare or Medicaid.

PAYING FOR REHAB

Does Insurance Pay for Addiction Treatment?

Thanks to federal laws like the Affordable Care Act (ACA) and the Mental Health Parity and Addiction Equity Act (MHPAEA), insurance providers in the United States are required to cover mental health and addiction treatment services. Insurers must cover these conditions the same way they would cover other health conditions, such as cancer or diabetes.

Addiction is a treatable condition, and with proper support, individuals can achieve recovery and lead fulfilling lives. With insurance companies providing coverage for addiction treatment, seeking help for drug or alcohol addiction is a viable and realistic path for anyone who is struggling. By taking advantage of available insurance coverage and using it to pay for rehab, individuals can embark on a transformative journey towards a healthier, drug-and-alcohol-free life.

Using Private Insurance to Pay for Rehab

Private insurance plans typically have higher monthly premiums than public insurance plans, but the coverage provided is far more extensive. Some of the most popular private health insurance companies include Aetna, Anthem, Blue Cross Blue Shield, Cigna, Humana, and United Healthcare. Each company offers different tiers of coverage as well as Preferred Provider Organization plans (PPOs) and Health Maintenance Organizations (HMOs). HMOs have lower monthly premiums, but PPOs have more flexibility when it comes to covered providers.

Private insurance can be an affordable option, especially if your employer offers health plans. Private insurance may cover a larger number of addiction treatment services than public insurance. You can get the most out of your private insurance by choosing a drug and alcohol rehab center that is in-network with your insurance provider.

Using Public Insurance to Pay for Rehab

Public insurance plans are low-cost options that are funded by federal, state, and local governments. Insurance plans like Medicaid, Medicare, and programs purchased through the Marketplace are considered public plans. However, public health insurance plans must also provide coverage for addiction treatment services.

Government-sponsored health plans have income requirements and other guidelines that have to be met in order to secure coverage. If you meet the qualifications, you can sign up for affordable insurance and find a rehab center that accepts the insurance.

If you have questions about your insurance coverage or would like to verify your insurance benefits with an admissions coordinator, please contact our team at Pinnacle Health today.